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With Smart Banking you always have your bank at your fingertips. The application is user-friendly and secure most of all. It enables you to enter payments, create and edit standing orders, pay a credit card, or activate a debit card. The application access as well as payment signatures are protected by your PIN, fingerprint, or Face ID.

Smart Banking also includes a Smart Key, which generates a one-time login and login codes for Online Banking and BusinessNet Professional.

But the application can do many more things!

• Learn about what’s going on in your account after you turn on the Push Notification.
• Have you lost a credit or debit card? You can simply temporarily block and unblock the card for free in the app.
• You can adjust the daily limit for credit and debit card according to your needs.
• Add credit to your mobile phone with a few clicks.
• Check your account balance even without signing in to the app with the Fast Check feature.
• You can also make a payment by scanning a QR code (QR payment).
• In Online Banking you can use the Payment templates and stored Beneficiaries in the Smart Banking application.
• Account statements, statements for credit cards and other documents can be found in the Documents section.
• Get an instant overview of currency rates.
• Are you searching for an ATM or UniCredit Bank branch? You can quickly find them in the application.

How to activate the app?

Install the application and then request activation in your Online Banking in the Banking -> Smart Banking Services section or ask a banker at UniCredit Bank for activation.
有了Smart Banking，您始终可以轻松获得银行。该应用程序易于使用且安全。它使您可以输入付款，创建和编辑常规订单，支付信用卡或激活借记卡。应用程序访问权限和付款签名受PIN，指纹或面部ID保护。

智能银行还包括一个智能密钥，该密钥为在线银行和BusinessNet Professional生成一次性登录和登录代码。

但是应用程序可以做更多的事情！

 •开启“推送通知”后，了解帐户中的情况。
 •您是否丢失了信用卡或借记卡？您只需在应用程序中免费临时临时阻止和取消阻止卡即可。
 •您可以根据需要调整信用卡和借记卡的每日限额。
 •只需单击几下即可为您的手机添加功劳。
 •即使没有使用“快速检查”功能登录应用程序，也要检查帐户余额。
 •您也可以通过扫描QR码进行付款（QR付款）。
 •在在线银行中，您可以在“智能银行”应用程序中使用“付款”模板和存储的受益人。
 •帐户对帐单，信用卡对帐单和其他文件可在“文件”部分中找到。
 •获得货币汇率的即时概述。
 •您在寻找ATM机还是UniCredit Bank支行？您可以在应用程序中快速找到它们。

如何激活应用程序？

安装该应用程序，然后在“网上银行”->“智能银行服务”部分中的“在线银行”中请求激活，或向UniCredit Bank的银行家要求激活。


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